Now accepting new patients Crown Point & Chesterton, Indiana
For Adjusters & Case Managers

Adjuster & Case Manager Resource Center

Everything a claims professional needs to work a spine case with Dr. Hobbs: how referrals move, how to read the reports, what the common injuries usually involve, how ratings and IMEs are handled, and a plain-language glossary written for the people who manage these claims.

Reading a reportExample impression · tap a term

IMPRESSION: L4-5 disc herniation with foraminal stenosis contacting the exiting nerve root. Mild degenerative disc disease at adjacent levels. No spondylolisthesis.

PLAN: Symptoms consistent with radiculopathy. Continue conservative care; modified duty restrictions documented.

Highlighted terms link to plain-language definitions below.
Conservative first. Non-surgical care is explored before any operation is recommended.
Timely work-status reports. Shared with the employer, adjuster, and nurse case manager.
Ratings & IMEs on request. Impairment ratings under Indiana’s system (IC 22-3-3-10).
Medically reviewed by Jonathan G. Hobbs, M.D. · Updated September 2026
Referral & communication

How a spine case moves through the office.

Spine claims are easier to manage when the specialist communicates early and in plain language. Here is what to expect from the first call to the work-status report.

  1. 01
    Call to refer

    Give the office the general reason for referral and urgency. Patient information moves by phone or through your organization’s secure channel, never through the website.

  2. 02
    Send what you have

    Imaging with the radiology reports, recent clinical notes, the treatment so far, and any prior operative reports. Complete records let the first visit count.

  3. 03
    Evaluation

    History, examination, and a review of the imaging. Dr. Hobbs explains the diagnosis to the patient in plain language and starts with non-surgical care whenever appropriate.

  4. 04
    Documentation back to you

    Treatment notes and work-status reports go to the employer, adjuster, and nurse case manager. Pre-authorization and utilization review requests are supported with the documentation needed.

  5. 05
    Ratings when the time comes

    Once the patient reaches maximum medical improvement, impairment ratings, IMEs, and second opinions are available on request.

Reading a spine report

The three documents you will see, and where to look first.

Spine paperwork is long, but each document has one part that carries most of the meaning for a claim.

Imaging report

Read the Impression first. It is the radiologist’s summary. Then ask one question: do the findings match the patient’s symptoms and exam? “Degenerative” findings are common at every age and do not by themselves explain pain.

Lumbar MRI guide

Operative report

Look for the procedure, the levels, and the implants. The procedure name tells you what was done and from which direction. The levels tell you where. The implant list tells you what will show on future imaging.

What fusion involves

Clinic note

Go to the Assessment and Plan, then the work status. The assessment names the working diagnosis. The plan states the next step. The work status states restrictions or duty level, which is what the employer needs.

Decode a full report
Common spine claims

What each injury usually involves.

General patterns, not predictions. Every case is evaluated on its own findings, and timelines depend on the patient, the injury, and the job.

Lifting or overexertion

Herniated disc

Usual course

Most improve with therapy, activity changes, and sometimes injections. Surgery, usually a microdiscectomy, enters the picture when leg or arm symptoms persist or weakness develops.

What shapes return to work

Whether the nerve symptoms settle, and the physical demands of the job.

Patient-facing page
Overexertion or awkward movement

Lumbar or cervical strain

Usual course

Soft-tissue injuries are managed without surgery. Imaging is used to make sure nothing structural is being missed when recovery stalls.

What shapes return to work

Early activity within restrictions, rather than complete rest.

Patient-facing page
A disc or stenosis pressing on a nerve

Radiculopathy and sciatica

Usual course

Injections and therapy first. Decompression surgery is considered when pain, numbness, or weakness does not resolve or is progressing.

What shapes return to work

How quickly nerve symptoms respond, and whether weakness is present.

Patient-facing page
A work event on top of prior wear

Aggravation of pre-existing degeneration

Usual course

The evaluation focuses on what changed after the event. Prior records and imaging are compared with current findings before any plan is made.

What shapes return to work

Separating new injury from baseline, which shapes both treatment and the claim.

Patient-facing page
A fall or direct trauma

Compression fracture

Usual course

Many heal with bracing and activity modification. Cement stabilization or surgery is reserved for fractures that are unstable or stay painful.

What shapes return to work

Bone healing and the lifting demands of the job.

Patient-facing page
Falls, vehicle, or equipment accidents

Traumatic spine injury

Usual course

Stability is the first question. Stable injuries are managed conservatively; unstable ones may need surgical stabilization.

What shapes return to work

The injury pattern and the presence of any nerve or cord involvement.

Patient-facing page
Ratings, IMEs & second opinions

When a claim needs a formal opinion.

Impairment ratings

Permanent partial impairment ratings under Indiana’s degree-based system, IC 22-3-3-10, typically completed once the patient reaches maximum medical improvement.

Independent medical evaluations

A thorough examination and written opinion by a board-certified neurosurgeon who is not the treating physician, addressing the questions you specify.

Second opinions

A specialist review of a diagnosis or a recommended surgery. If surgery is not the answer, Dr. Hobbs will say so.

Requesting a rating or IME

  • Call the office and state which service you need and the questions to be answered.
  • Send the claim records through your secure channel: imaging with reports, treatment history, prior operative reports, and any prior ratings.
  • The office confirms scheduling and what the patient should bring.
Call (219) 250-5010

Please do not send patient identifiers through the website.

Glossary

Spine terms, explained for claims work.

Organized by where a term shows up: the imaging report, the diagnosis, the procedure, or the work-status paperwork. Each entry says what the word means and why it matters for the claim.

Imaging & reportsTerms you will meet in MRI, CT, and X-ray reports.

MRI (magnetic resonance imaging)
Pictures made with magnets rather than radiation. It is the best test for discs, nerves, and soft tissue, so it is usually the first specialist-level scan in a spine claim.
CT (computed tomography)
A detailed X-ray-based scan. It shows bone far better than MRI, which is why it is used to judge whether a fusion has healed or whether hardware has moved.
X-ray (radiograph)
A quick picture of the bones. Standing X-rays show how the spine lines up under body weight, which a lying-down MRI cannot show.
Flexion-extension X-rays
X-rays taken while the patient bends forward and backward. They reveal abnormal motion between vertebrae that only appears when the spine moves.
EMG / NCS (nerve studies)
Electrical tests that measure how nerves and muscles are working. They help confirm which nerve is involved and separate a spine problem from one elsewhere, such as carpal tunnel.
Level (C5-6, L4-5, and so on)
Spine locations are named by the vertebrae above and below a disc. C is cervical (neck), T is thoracic (mid-back), L is lumbar (low back), S is sacral. L4-5 is the disc between the fourth and fifth lumbar vertebrae.
Disc bulge
A disc that has flattened and spread slightly beyond its normal edge. Bulges are common with age and are often present in people with no symptoms.
Disc herniation (HNP)
A focal tear where the soft center of a disc pushes out through its outer wall. Unlike a bulge, a herniation can press directly on a nerve. HNP stands for herniated nucleus pulposus.
Degenerative disc disease (DDD)
Wear-related change in the discs, such as drying, narrowing, or small tears. It is extremely common on imaging and is not, by itself, an injury or a diagnosis of pain.
Spondylosis
A general term for age-related arthritis of the spine, covering disc wear, bone spurs, and joint changes together.
Stenosis
Narrowing of the space available for nerves. Central stenosis narrows the main canal; foraminal stenosis narrows the side tunnel where a single nerve exits.
Spondylolisthesis
One vertebra has slipped forward relative to the one below it. Reports grade the slip by how far it has moved.
Sagittal alignment
How the spine stacks front to back when standing. Losing the normal curve, sometimes called flatback, affects how a patient feels and functions after surgery.
Impression
The summary at the end of an imaging report. It lists what the radiologist considers important. Read it first, then check whether the findings match the patient’s symptoms and exam.

Symptoms & diagnosesWhat the clinical words in a note actually describe.

Radiculopathy
A pinched nerve root. It causes pain, numbness, tingling, or weakness that follows that nerve’s path into an arm or leg.
Sciatica
The everyday name for lumbar radiculopathy that travels down the back of the leg.
Myelopathy
Pressure on the spinal cord itself rather than a single nerve. Signs include clumsy hands, balance trouble, and a changed walk. It is time-sensitive because cord damage can become permanent.
Cauda equina syndrome
A surgical emergency. New bowel or bladder changes, numbness in the saddle area, or rapidly progressive leg weakness need an emergency department immediately.
Dermatome
The strip of skin supplied by one nerve root. Clinicians use the pattern of numbness or pain to identify which level is involved.
Neurogenic claudication
Legs that become heavy, painful, or weak with walking and recover with sitting or leaning forward. It is the classic sign of lumbar stenosis.
Axial versus radicular pain
Axial pain stays in the neck or back. Radicular pain travels into a limb along a nerve. The distinction changes which tests and treatments make sense.
Aggravation of a pre-existing condition
A work event that makes existing wear symptomatic or worse. The medical question is what changed after the event, which is why prior records and imaging matter.

Treatments & proceduresProcedure names decoded, including the approach acronyms.

Conservative care
Non-surgical treatment: physical therapy, activity modification, medication, and injections. It is the first step for most spine injuries and often the only step needed.
Epidural steroid injection (ESI)
An anti-inflammatory medication placed near an irritated nerve. It can relieve pain and also helps confirm which level is generating symptoms.
Microdiscectomy
Removal of the herniated piece of disc that is pressing on a nerve, through a small opening. Often performed as an outpatient procedure.
Laminectomy (decompression)
Removal of a portion of bone and ligament at the back of the spine to give the nerves more room. Used for stenosis.
Foraminotomy
Enlarging the side tunnel where a nerve exits the spine to relieve pressure on that nerve.
ACDF
Anterior cervical discectomy and fusion. Through the front of the neck, the damaged disc is removed, the nerves are decompressed, and the level is fused with a spacer and plate.
Cervical disc replacement (arthroplasty)
An alternative to ACDF for selected patients in which the damaged disc is replaced with a moving implant instead of being fused.
Spinal fusion
Joining two or more vertebrae with bone graft and hardware so they heal into one solid unit. It removes motion at a painful or unstable level.
ALIF, TLIF, PLIF, LLIF, XLIF
All are lumbar interbody fusions. The first letters describe the direction of approach: anterior from the front, transforaminal through the nerve tunnel from the back, posterior from the back, and lateral or extreme lateral from the side. The goal is the same.
Instrumentation (hardware)
Screws, rods, plates, and cages that hold the spine in position while a fusion heals.
Minimally invasive surgery (MIS)
The same procedures performed through smaller openings with less muscle disruption. Many are done as same-day surgery.
Motion-preserving devices
Implants such as interlaminar stabilizers or facet replacements that treat stenosis while keeping the level mobile. Used as alternatives to fusion in appropriate patients.
Kyphoplasty / vertebroplasty
Stabilizing a compression fracture by injecting bone cement into the collapsed vertebra.
Revision surgery
A reoperation after a prior spine surgery that did not relieve symptoms, did not heal, or has developed a new problem.
Pseudarthrosis (non-union)
A fusion that did not heal into solid bone. It can cause ongoing pain and is best assessed on CT.
Adjacent segment disease
Wear at the level next to a fusion, which carries extra stress once its neighbor no longer moves.

Work status & claims termsThe words that drive authorizations, restrictions, and settlement.

Work status report
The document from the treating physician that states whether the patient can work and under what restrictions. Dr. Hobbs’s office shares these with the employer, adjuster, and case manager.
Restrictions / modified duty
Specific limits, such as lifting, bending, or sitting time, that allow a patient to work safely while recovering. Modified or light duty is work that fits those limits.
Full-duty release
A statement that the patient may return to their regular job without restrictions.
Maximum medical improvement (MMI)
The point at which the patient’s condition has stabilized and further meaningful recovery is not expected, with or without ongoing care. Impairment ratings are usually done at MMI.
Permanent partial impairment (PPI) rating
A percentage that expresses lasting loss of function. In Indiana, ratings follow the degree-based system in IC 22-3-3-10. Dr. Hobbs provides ratings on request.
Independent medical evaluation (IME)
An examination and written opinion by a physician who is not the treating doctor, requested to answer specific questions about diagnosis, causation, treatment, or impairment.
Second opinion
A treating-style evaluation by another specialist to confirm or challenge a diagnosis or a recommended surgery. Unlike an IME, it can lead to ongoing care with that physician.
Functional capacity evaluation (FCE)
A structured test, usually by a physical therapist, that measures what a patient can safely lift, carry, and sustain. It informs restrictions and return-to-work decisions.
Pre-authorization / utilization review
The insurer’s process for approving treatment before it happens. Dr. Hobbs’s office supports these requests with the documentation needed.
Conservative-first
The practice philosophy on this site: non-surgical care is explored before any operation is recommended, and surgery is advised only when the diagnosis, symptoms, and treatment history support it.
Questions from claims staff

Frequently asked questions.

Have a claim to discuss?

Adjusters, nurse case managers, employers, and attorneys are welcome to call the office directly.

(219) 250-5010

Monday – Friday · 8:00 AM – 4:30 PM

Yes. Dr. Hobbs regularly evaluates and treats injured workers and works with adjusters, nurse case managers, employers, and attorneys. Call (219) 250-5010 to coordinate a referral.
By phone or through your organization’s usual secure clinical channel. Do not send patient identifiers through the website. Helpful items are imaging with the radiology reports, recent clinical notes, treatment history, and any prior operative reports.
Yes, on request. Permanent partial impairment ratings follow Indiana’s degree-based system in IC 22-3-3-10. Independent medical evaluations and second opinions are also available.
No. Non-surgical care is explored first whenever appropriate. Surgery is recommended only when the diagnosis, symptoms, and treatment history support it, and Dr. Hobbs will say so when it is not the answer.
Through work-status reports that document restrictions or duty level. The office shares them with the employer, adjuster, and nurse case manager so everyone works from the same information.
An IME is an examination by a physician who is not treating the patient, requested to answer specific claim questions. A second opinion is a specialist evaluation that can lead to ongoing treatment with that physician.
It is the point at which the patient’s condition has stabilized and further meaningful recovery is not expected. Impairment ratings are typically completed once MMI is reached.
Crown Point at 500 E. 109th Avenue and Chesterton at 601 Gateway Boulevard, both part of Lakeshore Bone & Joint Institute. Office hours are Monday through Friday, 8:00 AM to 4:30 PM.

Refer a patient or request an evaluation.

Injured workers, adjusters, nurse case managers, employers, and attorneys are all welcome to contact Dr. Hobbs’s office to coordinate care.

(219) 250-5010
Crown Point Office

500 E. 109th Avenue
Crown Point, IN 46307

Chesterton Office

601 Gateway Boulevard
Chesterton, IN 46304

Page updated . About content and medical review dates.